PD Insurance
What does PD Insurance offer?
PD Insurance offers three levels of pet insurance cover for both cats and dogs. The policies on offer are:
- Accident Plan
- Classic Plan
- Deluxe Plan
What’s covered by PD Insurance’s policies for dogs?
Accident Plan
Provides cover for accidents up to $5000 per annum:
- Accident Cover
- Prescribed Medication
- Radiology
- Pathology
- Operating Theatre Costs
- Hospitalisation
- Non-Elective Euthanasia
- Other Costs – Medically Required Non-Elective Procedures
Classic Plan
Provides cover for accidents and illnesses up to $10,000 per annum. Includes cover for everything in the Accident Plan, plus:
- Illness Cover
- Hereditary Conditions Cover
Deluxe plan
Offers up to $20,000 annual coverage for accidents and illnesses, with dental care included*. It includes cover for everything in the Classic Plan, plus:
- Abscesses
- Gingivitis
- Tooth removal due to the following where it’s medically required
- Cavities
- Tooth Fracture
- Dental disease as a result of infection
- Retained deciduous teeth
Other benefits include:
- 5% multi-pet discount
- Option to pay month-to-month with no contract lock-in
- All policies include liability cover protects you if your pet causes injury or damage to someone else or someone else’s property
*Terms, conditions and exclusions apply. Please see latest policy wording for details.
What’s covered by PD Insurance’s policies for cats?
Accident Plan
Provides cover for accidents up to $5000 per annum:
- Accident Cover
- Prescribed Medication
- Radiology
- Pathology
- Operating Theatre Costs
- Hospitalisation
- Non-Elective Euthanasia
- Other Costs – Medically Required Non-Elective Procedures
Classic Plan
Provides cover for accidents and illnesses up to $10,000 per annum. Includes cover for everything in the Accident Plan, plus:
- Illness Cover
- Hereditary Conditions Cover
Deluxe plan
Offers up to $20,000 annual coverage for accidents and illnesses, with dental care included*. It includes cover for everything in the Classic Plan, plus:
- Abscesses
- Gingivitis
- Tooth removal due to the following where it’s medically required
- Cavities
- Tooth Fracture
- Dental disease as a result of infection
- Retained deciduous teeth
Other benefits include:
- 5% multi-pet discount
- Option to pay month-to-month with no contract lock-in
- All policies include liability cover protects you if your pet causes injury or damage to someone else or someone else’s property
*Terms, conditions and exclusions apply. Please see latest policy wording for details.
What’s not covered by PD Insurance?
Similar to other pet insurers, PD Insurance does not cover animals for pre-existing conditions or for treatment of conditions caused by negligent owner behaviour.
What makes PD Insurance different?
One of the standout differences is that PD Insurance provides legal liability cover. That means if your pet causes damage to someone else’s property, or injured another person or pet, you could be covered.
About PD Insurance
PD Insurance has been providing low-cost car insurance in Australia for years. In 2020, it launched pet insurance here in New Zealand with the aim of offering excellent pet insurance at low prices.
To check out how PD Insurance compares against other insurers in Canstar’s latest customer satisfaction ratings, click on the button below.
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